11 CHATHAM LN — primary listing photo
    ActiveResidential· 84 days on market

    11 CHATHAM LN

    Palmyra, VA

    List price

    $699,900

    Originally listed at $739,000

    11 CHATHAM LN — featured photo
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    30 listing photos · scroll down for the full gallery

    4

    Bedrooms

    —

    Bathrooms

    3,178

    Square feet

    0.58

    Acres

    2002

    Year built

    About this property

    Nestled among mature hardwoods off Washington Cove, this waterfront home is just a short boat ride from the main body of Lake Monticello. Located in a gated, amenity-rich golf course community only 25 minutes from Charlottesville, the property offers a private boat dock and bulkhead for relaxing and fishing, a full-length rear deck with a screened porch and space for a hot tub, peaceful cove views, and a gently sloping gravel walkway to the water. Inside, the open great room features cathedral ceilings, beautiful hardwood floors, and a gas fireplace. The home offers four bedrooms and three full baths, including a primary suite with a cathedral ceiling, hardwood floors, soaking tub, double vanity, separate shower, and two closets. The finished walkout terrace level includes the fourth bedroom, third full bath, a spacious family room with a freestanding gas fireplace, a flex room currently used as a home gym, and a large storage area with built-in shelving. Enjoy peaceful lakefront living, convenient community amenities, and easy access to Charlottesville or Richmond!

    Property details

    Type
    SingleFamilyResidence
    Subdivision
    LAKE MONTICELLO
    County
    Fluvanna
    Garage
    2 spaces
    Stories
    1
    Pool
    Association
    Annual tax (2026)
    $4,530
    HOA fee
    $1,495
    Interior
    Primary Downstairs · Skylights · Walk-In Closet(s) · Breakfast Bar · Entrance Foyer · High Ceilings · Vaulted Ceiling(s)
    Exterior
    Dock · Porch
    Cooling
    Central Air
    Heating
    Central · Forced Air · Propane
    View
    Water

    Schools

    Elementary
    Central (Fluvanna)
    Middle
    Fluvanna
    High
    Fluvanna

    Gallery (30 photos)

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    Listing courtesy of: RE/MAX REALTY SPECIALISTS-CHARLOTTESVILLE — RUTH GUSS

    MLS #244901070 · CAAR · Updated Oct 8, 2026

    This information is believed to be accurate, but without warranty.